If you have little or no savings, that makes it hard to handle emergencies — and I don’t need to tell you that life is full of curveballs.  When life gives you lemons, it’s a little hard to make lemonade ...

I don’t need to tell you about the heatwave that’s sweeping the nation — by now, you’ve probably felt it. And regardless of crazy weather, summer is always hard on the wallet. For many of us, electric bills skyrocket in ...